Preheat oven to 350 degrees F. Prepare a large baking sheet with parchment paper, and set aside.
Combine taco seasoning in small bowl, and set aside.
Add ground beef to a large skillet or cast-iron pan. Cook, crumbling into small pieces with a wooden spoon, until browned. Add spices and stir well to combine. Remove from heat and set aside.
Layer a large amount of tortilla chips on top of the baking sheet's parchment pape
Spoon refried beans over the chips (or you can use black beans or pinto beans)
Spoon the beef on top of the beans. If desired, add other toppings like corn and black olives.
Top ground beef mixture with more shredded cheese
Bake for about 7-8 minutes at 350 until you have wonderful, ooey-gooey, melty cheese on top. Remove from oven.
Finish assembling the nachos with your favorite toppings such as cilantro, green onions, guacamole, sour cream, diced avocado, tomatoes, etc.
Serve immediately